Last Updated: August 28, 2025
1. Introduction and Agreement
Welcome to Versa Calculator! These Terms and Conditions (“Terms,” “Agreement”) constitute a legally binding agreement between you (“User,” “you,” “your”) and Versa Calculator (“we,” “us,” “our,” “Company”), governing your access to and use of the Versa Calculator website and all associated content, features, tools, data, software, and functionality (collectively, the “Service”).
By accessing, browsing, or using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy [insert link to Privacy Policy], which is incorporated herein by reference. If you do not agree to these Terms or our Privacy Policy, you must not access or use our Service.
We reserve the right to modify, amend, or change these Terms at any time without prior notice. We will post the updated Terms on this page with a revised “Last Updated” date. Your continued use of the Service after any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically to stay informed of updates.
1.1. Eligibility Requirements
To use our Service, you must:
- Be at least 13 years of age (or 16 if residing in the European Economic Area)
- Have the legal capacity to enter into a binding contract
- Use the Service only for lawful purposes
- Comply with all applicable laws and regulations.
If you are using the Service on behalf of a company, organization, or other entity, you represent and warrant that you have the authority to bind that entity to these Terms.
2. Intellectual Property Rights
2.1. Our Intellectual Property
Unless otherwise indicated, the Service and all content, features, functionality, and design elements (including but not limited to text, graphics, logos, icons, images, audio clips, calculators, algorithms, formulas, data compilations, software, and design) are owned by Versa Calculator, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service for your personal, non-commercial use only. No right, title, or interest in or to the Service or any content on the Service is transferred to you, and all rights not expressly granted are reserved by Versa Calculator.
2.2. Restrictions on Use
You agree not to:
- Republish, reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission
- Modify, create derivative works, reverse engineer, decompile, or disassemble any part of the Service
- Remove any copyright, trademark, or other proprietary notices from any portion of the Service
- Use any data mining, robots, or similar data gathering or extraction methods
- Use the Service for any commercial purpose without our express written consent.
2.3. User-Generated Content
The Service may allow you to submit, post, display, or provide content, including comments, feedback, and suggestions (“User Contributions”). You retain any ownership rights you have in your User Contributions, but by providing them, you grant us a perpetual, worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Contributions.
You represent and warrant that:
- You own or control all rights in and to your User Contributions
- Your User Contributions are accurate and not misleading
- Your User Contributions do not violate these Terms or any applicable laws
- Your User Contributions do not infringe upon the rights of any third party.
We have the right but not the obligation to monitor, edit, or remove User Contributions at our sole discretion.
3. User Guidelines and Prohibited Activities
3.1. Acceptable Use
You may use our Service only for lawful purposes and in accordance with these Terms. You agree to use the Service only for its intended purpose: as a tool for performing calculations and obtaining general information.
3.2. Prohibited Activities
You agree not to use the Service:
- For any unlawful purpose or to promote illegal activities
- To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability
- To submit false or misleading information
- To upload or transmit viruses or any other type of malicious code
- To spam, phish, pharm, pretext, spider, crawl, or scrape
- To interfere with or circumvent the security features of the Service
- To attempt to gain unauthorized access to any portion of the Service
- For any obscene or immoral purpose
- To violate any applicable international, federal, provincial, or state regulations, rules, laws, or local ordinances.
Table: Prohibited Activities and Consequences
| Prohibited Activity | Examples | Potential Consequences |
|---|---|---|
| Illegal Use | Fraud, money laundering, terrorist financing | Account termination, legal action |
| Abusive Behavior | Harassment, hate speech, threats | Content removal, account suspension |
| Security Violations | Hacking, scraping, spamming | IP blocking, legal action |
| Intellectual Property Violations | Copyright infringement, trademark misuse | Content removal, account termination |
4. Disclaimer of Warranties and Limitation of Liability
4.1. Calculator Results Disclaimer
Important: The calculators and tools provided on Versa Calculator are for informational and educational purposes only. The results provided by our calculators are not guaranteed to be accurate, complete, or suitable for any particular purpose. We strongly recommend consulting with qualified professionals before making any decisions based on calculator results.
The Service is provided on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted by law, we disclaim all warranties of any kind, whether express or implied, including but not limited to merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, secure, or free from viruses or other harmful components.
4.2. Limitation of Liability
To the fullest extent permitted by applicable law, in no event shall Versa Calculator, its affiliates, directors, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use the Service
- Any conduct or content of any third party on the Service
- Any unauthorized access to or use of our servers and/or any personal information stored therein
- Any interruption or cessation of transmission to or from the Service
- Any bugs, viruses, Trojan horses, or the like that may be transmitted to or through the Service
- Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Service.
Our total maximum aggregate liability under these Terms shall not exceed the amount of one hundred U.S. dollars (USD $100) or the amount you paid us, if any, in the past six months for the Service giving rise to the claim, whichever is greater.
4.3. Professional Advice Disclaimer
The information provided by our calculators is not intended as a substitute for professional advice from qualified experts such as financial advisors, accountants, lawyers, doctors, engineers, or other professionals. Always seek the advice of qualified professionals with any questions you may have regarding professional matters. Never disregard professional advice or delay in seeking it because of something you have read or calculated on this Service.
Table: Types of Calculators and Recommended Professional Consultation
| Calculator Type | Recommended Professional Consultation | Limitations of Results |
|---|---|---|
| Financial Calculators | Certified financial planner, accountant | Estimates only, not financial advice |
| Health Calculators | Medical doctor, healthcare provider | Screening tools only, not diagnoses |
| Engineering Calculators | Licensed engineer, architect | Theoretical calculations only |
| Tax Calculators | Certified tax professional | Estimates only, not tax filing advice |
5. Third-Party Links and Advertising
5.1. Third-Party Content
Our Service may contain links to third-party websites, services, or content that are not owned or controlled by Versa Calculator. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Versa Calculator shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
5.2. Google AdSense Advertising
We use Google AdSense to display advertisements on our Service. Google AdSense is a third-party advertising service that uses cookies and similar technologies to serve ads based on your visits to our Service and other websites on the Internet. You can learn more about Google’s advertising practices and how to opt out of personalized advertising by visiting Google’s Ads Settings.
By using our Service, you consent to the use of cookies and similar technologies by Google AdSense as described in our Privacy Policy. We do not control the advertisements served by Google AdSense and are not responsible for the content of such advertisements.
6. User Accounts and Registration
6.1. Account Creation
Certain features of our Service may require you to create an account. When creating an account, you agree to:
- Provide accurate, current, and complete information
- Maintain and promptly update your account information
- Maintain the security of your password and accept all risks of unauthorized access
- Notify us immediately if you discover or suspect any security breaches related to the Service
- Take responsibility for all activities that occur under your account.
6.2. Account Termination
We reserve the right to suspend or terminate your account and access to the Service at our sole discretion, without notice or liability, for any reason, including if we believe that you have violated these Terms. Upon termination, your right to use the Service will immediately cease.
You may terminate your account at any time by contacting us at contact@versacalculator.com. Provisions of these Terms that by their nature should survive termination shall survive termination, including without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
7. Governing Law and Dispute Resolution
7.1. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions. The United Nations Convention on Contracts for the International Sale of Goods is expressly excluded.
7.2. Dispute Resolution
For any dispute you have with Versa Calculator, you agree to first contact us at contact@versacalculator.com and attempt to resolve the dispute with us informally. If we are not able to resolve the dispute informally, we each agree to resolve any claim, dispute, or controversy through binding arbitration or small claims court instead of in courts of general jurisdiction.
Arbitration will be conducted by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall take place in New York, New York. Each party will be responsible for paying any AAA filing, administrative, and arbitrator fees in accordance with AAA rules.
You may opt out of this agreement to arbitrate by emailing us at contact@versacalculator.com within 30 days of first accepting these Terms, stating your intention to opt out of the arbitration clause.
8. Miscellaneous Provisions
8.1. Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices published by us on the Service, constitute the entire agreement between you and Versa Calculator concerning the Service and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and us.
8.2. Severability
If any provision of these Terms is deemed invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect to the fullest extent permitted by law.
8.3. No Waiver
Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by us.
8.4. Force Majeure
We shall not be liable for any failure to perform our obligations hereunder where such failure results from any cause beyond our reasonable control, including without limitation, mechanical, electronic, or communications failure or degradation, acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.
9. Contact Information
If you have any questions about these Terms, please contact us at:
- Email: contact@versacalculator.com
- Mailing Address: United States Parcel Post Building, 341 9th Ave, New York, NY 10199
We will make every effort to respond to your inquiries within a reasonable time frame.
10. Acknowledgement
BY USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE THE SERVICE.